movieman on 12/09/2017 - 07:08 . This section describes PayPal’s Seller Protection Policy as it applies to you, but you should also be familiar with the Impact of various Buyer Protection processes on sellers. In Singapore, PayPal is the holder of a stored value facility that does not require the approval of the Monetary Authority of Singapore. If you refund (partially or fully) a transaction to a buyer or a donation to a donor, there are no fees to make the refund, but the fees you originally paid as the seller will not be returned to you. If there is any inconsistency between this user agreement and any of the above policies, the incorporated policy will prevail. We will place a hold on all funds related to the transaction in the seller's PayPal account until the dispute is resolved or closed. You have to be sure that the seller’s item has the correct standing with PayPal in the Buy Safely box to get this buyer protection. You may also file a claim (Step 2 below) by calling us and speaking to an agent. You must choose whether to pursue a dispute with PayPal under our Buyer Protection Policy, or to pursue the dispute with your card issuer. What Is The Paypal Buyer Protection__Try Cash App using my code and we’ll each get $5! We hold funds to review and mitigate any actual or reasonably anticipated risk to us or our users. PayPal Asia Pacific 1,040 views. Certain one-time online transactions may require that a backup funding method be used in the event that your selected or preferred payment method has expired or declined. It involves an item that you deliver in person or is picked up from you in person, including in connection with a payment made in your physical store, unless the buyer paid for the item in person by using a QR Code for goods and services transactions. Failure to provide us with information about you or your business activities that we may reasonably request. In this case, these Commercial Entity Agreements will apply to any payment processed by PayPal on your behalf and will form part of this user agreement. Generally, any funds we hold will be used in relation to the transactions to which the reserve or hold relates. as such, the immediately available value we provide you is a provision by us of commercial credit to you. Payments made using PayPal Payouts and Mass Pay or guest checkout transactions (i.e. When you pay with PayPal on any website, PayPal Buyer Protection offers you comprehensive protection if your eligible transaction has a problem. We’re always looking for ways to help keep you even more secure. You collect the item in person, or arrange for it to be collected on your behalf, including if you use PayPal in a seller’s physical store, except for in-person. Items intended for resale, including single item transactions or transactions that include multiple items. We need to ensure the integrity of a transaction; We believe that there’s a risk associated with you or your account; You receive a dispute, claim, chargeback or. Cheers Jason To the extent that you (as a seller) process any personal data about a PayPal customer pursuant to this agreement, you agree to comply with the requirements of any applicable data protection laws. However, in order to qualify for PayPal’s buyer protection, you must make sure to follow proper procedures.. If you’ve paid with a credit card through PayPal, be sure to make a claim with PayPal first. Any negative PayPal balance represents an amount that you owe to us, and, in this situation, you must immediately add funds to your PayPal balance to resolve it. PayPal will conduct a review and either complete or cancel the payment. You are not responsible for any loss resulting from an unauthorised transaction if: You are responsible for losses arising from an unauthorised transaction where we can prove on the balance of probability that you contributed to a loss through fraud or by breaching the password security requirements (see Safety and Security Guidelines). In the event you do not agree to the terms of a release amount, you may close your account unless otherwise prohibited under this agreement. If you process personal data from Europe pursuant to this agreement, you must comply with the EU Directive 95/46/EC or the General Data Protection Regulation (EU) 2016/679 (GDPR). The weeks are passing, I am going to ring Aust post and ask what going on, but mean while it leaves me asking the question, What is the point of paypal buyer protection? I did not receive what I was told that I would. Sending money to a friend or family member such that they receive a different currency from the currency you pay in. I found an ad on Gumtree (Australia) and the seller and me have agreed to pay via paypal.me I read online that Paypal does NOT cover seller nor buyer for Gumtree purchases, however I am wondering if the buyer protection from Paypal.me (goods and services) will cover me if I pay via the seller’s Paypal.me link, even IF the original ad was posted on Gumtree. What Is the PayPal Chargeback Policy for Sellers? eBay decides against you under its money back guarantee program (and you haven’t opted out). “Consequential loss” means any Loss, damage or costs incurred by you that is indirect or consequential, as well as loss of revenue; loss of income; loss of business; loss of profits; loss of production; loss of or damage to goodwill or credit; loss of business reputation, future reputation or publicity; loss of use; loss of interest; losses arising from claims by third parties; loss of or damage to credit rating; loss of anticipated savings and/or loss or denial of opportunity. If you owe any amount to us, our affiliates or eBay you agree to allow the recovery of these amounts by debiting your account promptly after we form a conclusion on reasonable grounds that payment will not be received in full for any reason. If we hold a reasonable belief that there is an increased risk associated with your PayPal account or other service you receive from us or one of our affiliates. An address for the recipient showing at least the city/state, city/country, or zip/postal code (or international equivalent), or a receipt from Australia Post showing at least the state, city and suburb (or international equivalent). You may be able to appeal our original decision with us if you have new or compelling information not available at the time of the original determination, or you believe there was an error in the decision-making process. It has lots of good review online from reputable sites. How this will affect resellers is currently unclear. If the payment methods linked to your PayPal account don’t cover the amount due, this will result in a negative PayPal balance. A limitation may remain beyond 180 days if we reasonably believe there is still a risk to the integrity, security or reliability of us or our systems. Ebay is proving their service to the seller ONLY, whereas Paypal is governed by Australian banking laws and would therefore been seen as not being a party to Ebay's offered service to the seller, thereby Paypal's own buyer protection should stand as usual. PayPal will always perform the conversion for transactions where your PayPal balance or linked bank account is the payment method. You can send money to a friend or family member using the send money feature in your PayPal account (sometimes called “personal payments” or “peer-to-peer/P2P payments”). 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